How to find the right agency software company

 Insurance Agency Software Solutions

Business owners have a lot to worry about. From payroll to accounting to product to sales to marketing and more, it can be really stressful to have so much on your shoulders. Perhaps one of the most stressful things is insurance. Whether it is for your employees or property and casualty insurance for your physical location, there is always a sense of foreboding surrounding insurance because of the fact that it makes people think about potential accidents or disasters that could happen and negatively impact people, employees, customers, buildings, properties, products and more. It is unsettling and a little bit frightening. That is why being able to work with a company that has access to insurance agency software is so important. Many companies will tell you they can help to predict the things that might go wrong, but when you are in the market for an agency software company here are the steps you should take.

  • Talk to other larger business owners to get a bit of advice. If you know someone in your industry who has also forged ahead as a business owner in the world of insurance, talk to them to get a bit of advice. Chances are they have once been in a similar situation and had to look for a company to help guide them through issues like property and casualty insurance. Perhaps you can ask them to create a short list of companies they would suggest, or perhaps they can provide an introduction to the company they currently work with if they are happy with the service they are receiving.
  • Look through your LinkedIn contacts for an idea about who some other trusted connections could introduce you too. Studies show that online connections through social networking sights are often seen as trustworthy, especially if it is proven that you are connected through a mutual friend or business acquaintance. Plus, LinkedIn is a great source of information about companies and also provides a direct link to some of the top positions in a company.
  • Schedule some in person meetings. Once you have a short list of companies you might want to work with for insurance solutions, set up a few face to face meetings. These meetings are a great time to ask all the technical questions you have about the software as well as get a feel for who will be handling your account. Once you are able to get talk to folks in person, you will have a better sense of who you might be able to have the most successful working relationship with. It will also help you to feel more comfortable with the process of insurance software which will, in turn, help you to be less stressed overall.

Business owners are under a lot of pressure, so it is important to find the right  insurance software company for your business to make sure that you can cross that stress off your list and know that a professional team can handle it for you.

Your divorce attorney knows the factors that contribute to divorce

divorce lawyer

You may have heard statistics that say that about half of all marriages end in divorce. The reality is, this is a difficult statistic to determine because there are so many factors that play in to the reasons couples decide to end their marriage. Marriages begin and end for so many different reasons and because of this, it makes it hard to draw parallels and come up with solid statistics. While studies show that in the 1980’s the divorce rate was at about 40%, current studies suggest that the divorce rate has actually been on the decline since then. That being said, divorce is still a common part of culture in the United States. Divorce lawyers are aware of many reasons that lead to divorce. Here are a few of them.

  • Age- Statistics suggest that those who get married before the age of 25 are more likely to get divorced. This is often because young people are still changing and developing as people before age 25 and may not be as equipped to deal with the pressures of marriage. Following this age, people are generally more self aware and informed about their decisions. While this certainly is not the case for every young couple and there are indeed young marriages that last, studies also suggest that the best time to get married, statistically speaking, is between ages 28 and 32.
  • Education level- Again, while this is not a perfect science by any means, divorce attorneys have seen that couples with college educations are less likely to get divorced by a margin of about 10 percent.
  • Children- Probably the most obvious on the list, couples who have children are less likely to get divorced. This is most likely because they worry about the way divorce will affect their children. The phrase “staying together for the kids” is one that applies well here because statistics also show that couples tend be less happy in their overall marriage after having children.
  • Religion- In some religions, pressure to stay married is high. While this may prolong marriages or make couples more likely to seek counseling, it does not mean that religious marriages do not end in divorce. A recent survey of divorce couples actually showed that nearly 75% identified as Christians.
  • Mental health- Studies show that mental health issues are also associated with divorce rates. This includes addictions like drugs or alcohol, both of which have been often cited as reasons marriages break up. The stress put on a couple by addiction is often difficult to overcome and move past.
  • Family history- Couples with parents or grandparents who have divorced are also more likely to get divorced because it has likely played a part in their lives and they have experience with the process. An interesting note, however, is that children of divorce are less likely to get married overall, because they lack what they consider to be marriage role models in their own family.

If you are curious about whether or not the reasons for your divorce are common, ask your lawyer at Pollart Miller Family Law for a little more information about what they see on a day to day basis.

Here’s why cancer patients turn to medical marijuana

medical marijuana dispensary

In a world with so many technological, scientific and medical advances, it sometimes seems shocking that we have not yet discovered a true cure for cancer. The closest we have are treatments, which may include radiation and/or chemotherapy, neither of which are particularly enjoyable. In fact, the process of undergoing radiation, chemotherapy or even a combination of the two, can be downright unpleasant, painful and difficult.

Radiation is essentially a way of using energy to damage DNA within cancer cells so they stop dividing and multiplying. This has been shown to kill off many cancer cells and even shrink tumors. Radiation is not without its side effects, though. While the gamma or x rays can kill cancer cells, they can also damage healthy cells too, which can lead to numerous side effects for a patient such as fatigue, skin irritation, loss of hair (particularly when radiation is done near the head, neck or chest), and fairly commonly, damage to the salivary glands which causes dry mouth.

Chemotherapy is similar to radiation therapy in the way that is aims to attack and kill cancer cells by damaging them and stopping them from multiplying. Chemotherapy, however, is done through the use of intravenous drugs. It also has its own set of complicating side effects as well. These side effects can include hair loss, fatigue, nausea, loss of appetite, trouble sleeping and general pain, among other things.

Because patients are not only battling cancer, but also undergoing treatments that can cause them additional discomfort, many are turning to medical cannabis to help them manage their symptoms and find a little relief.

One of the common ways for people to do this is by consuming cannabis edibles which are especially great for patients who do not feel like smoking marijuana is right for them. Particularly for lung cancer patients, who do not have the lung health or capacity to smoke, a marijuana edible is an excellent choice as it can help provide relief through simply eating a candy, brownie or cookie.

Another issue that can be aided by a visit to a place like Greener Pastures is the loss of appetite symptom. Marijuana is notorious for giving people what many call “the muchies”, which is essentially the strong desire to eat or snack. For patients undergoing chemotherapy, it is very rare for them to want to eat, which can cause dangerous weight loss as well as precludes them from properly nourishing their bodies. When using medical marijuana, patients also find that they have increased hunger, which helps their bodies to stay stronger.

Finally, marijuana is helpful for patients who have trouble sleeping. These types of patients, whose discomfort is great at night and causes them to toss and turn, have found that marijuana can really help relax them and help them sleep. Much like with food, sleep is nourishment for the body, which helps it to be rested and stronger, meaning it is more capable of fighting off the cancer.

For these reasons, numerous patients undergoing radiation and chemotherapy have opted to add medical marijuana to their regimen.

Top 5 benefits of meditation yoga

meditation yoga

We live in a stressful world full of demanding jobs, technology overload and too much to do. It is rare that people get the opportunity to simply slow down, be in the moment and take time for themselves to relax and rejuvenate. One of the best ways to do that, is by doing meditation yoga which will help relax and detox both the mind and body from the physical and mental stresses of modern life. Even if you have never meditated or done yoga before, you could benefit from this combination of breathing, exercise and mindfulness. These are the top 5 benefits of yoga meditation classes.

  1. Yoga meditation classes force you to schedule time for yourself, even if it is only an hour. For many people, they will put their own needs at the bottom of their to do list and self care often falls by the wayside. By going to a yoga meditation class, it means you are making a promise to yourself to spend a little time taking care of your own mind and body.
  2. Yoga meditation classes help you learn to be present. So many times in life stress can overtake our minds and put us into a spiral of worrying about the future. The reality is, we cannot predict the future, so wasting energy worrying about it just ends up to be detrimental to the mind and body. Yoga classes teach people to be present in the moment, where the stresses are fewer and the possibilities are endless.
  3. Yoga classes help you learn to control your breathing. Have you ever been stressed out only to realize that you have been holding your breath? If so, you are not alone. This is a common bodily response to stress but it is not a healthy one. Yoga helps you to move with your breath and practice breathing strategies that can both soothe and energize you. When you are in tune with your breath, your body and mind function together seamlessly, helping you to feel peace, achieve a better night’s sleep and manage stress in a better way.
  4. Yoga classes teach mindfulness. The mind should be present in all you do and yoga teaches students how to connect with their mind in their day to day lives. Learning to be intentional about breath and movement can then translate into living more intentionally overall. Many yoga students find that a more intentional life is a more enjoyable life.
  5. Finally, yoga classes help you achieve your fitness goals. A healthier body is a happier body and yoga is a great way to tone muscles and strengthen the body as a whole. Yoga will also help you connect with your body on a new level so that your fitness goals are easier to achieve.

As you can see, the benefits of yoga are quite desirable. If you are looking for a way to get in shape while also finding a way to better manage the day to day stresses of life, yoga meditation may just be the perfect option for you.

Top 5 qualities to look for in an IT solutions specialist

IT solutions

Any business owners, managers or CEOs know that IT, or information technology, is one of the absolute most important aspects of running a business. In this day and age, a company’s online presence, website and use of digital platforms dictates how successful the company is. In fact, studies show that consumers are less likely to trust a company that does not have an updated online platform, specifically for contacting the business or making purchases online. One of the best ways to ensure that a business has top notch web design and overall online stability, is by working with an IT specialist. Due to the fact that IT is such a popular field, there are a lot of options when it comes to finding an IT specialist who is right for the job. The list below will help provides some insight about how to find an IT solutions specialist who is the right fit for a particular business or company.

  1. Good communication skills: Information technology is a complex industry that deals with numerous and ongoing complex problems. An IT specialist’s abilities to communicate these problems in an easily understood way is extremely important because the reality is, many people do not have IT backgrounds. Confusing jargon is an easy way to frustrate people and make a working relationship hostile or less productive. Good communication skills will help mitigate this from the start.
  2. Problem-solving skills: This is such a common term found on job postings, however it is found on job postings because it is true, particularly in jobs that deal with as many problems as computer and information technology jobs do. It is important to make sure that an IT specialist is adept at systematic problem solving and employing numerous strategies in order to find a solution. With computers, there may not always be a one-size-fits-all solution and an IT specialist needs to be able to work under that assumption.
  3. Flexible availability: Computer issues can arise at any time day or night and unfortunately need to be dealt with as soon as possible to ensure business continuity. It is important, particularly for IT outsourcing, that a specialist have fairly open availability. It may not be a 9-5 job, but instead, require a few strange hours per week to help solve problems. It is not ideal for everyone, but it is important in ensuring computer issues are fixed quickly and efficiently.
  4. A diverse portfolio: As mentioned previously, not all computer issues can be filtered into neat categories. Some issues will cross over into other issues, some will affect other systems and some will need to be reworked from the ground up. This is why it is important to find someone who has a wide breadth and depth of experience to be able to handle any issue that arises.
  5. A positive personality: Information technology work can be frustrating, so it is actually quite important to find someone with a good demeanor and a positive outlook. It can be incredibly difficult to work with someone who has a bad attitude and it can negatively affect the quality of work and the quality of the work relationship.

These tips will help any business owner, CEO or manager find an IT specialist, like those from The Tech Service, who will enrich their business and help keep them successful.

Here’s how window washing can make a room more beautiful

window cleaning

Imagine walking into a room with beautiful art, furniture and decor, but it is difficult to see because of a dingy, old window, casting a dirty glow into the room. Nothing can throw off the vibe of a room like a dingy, dark appearance. In fact, natural sunlight is one of the best ways to not only elevate mood, but brighten the entire room literally and figuratively. The look and feel of a room is extremely important because it will dictate how much time one spends in a room and how enjoyable that time is. If a room seems dark and dirty, it will also seem depressing, even if it is not meant to be.

One of the best ways to perk up a room is by making sure the windows are clean and able to let in lots of beautiful, natural light. Window washing, however is something of a chore and one that people will often avoid for as long as they can. Instead of falling into that trap and waiting until a dirty window negatively affects a room, consider using Denver window washers instead to get the best results possible in less time.

Clean windows do a few different things that are beneficial  to a room. First, they let in natural sunlight, which is the best, most flattering kind of light. With natural sunlight there is no need for artificial lights, which in turn can help reduce electricity bills.

In addition, a bright room will seem bigger and cleaner by default because it will highlight the whites in the room making it seem more spacious. Natural sunlight will also provide the most accurate way to see color, meaning that a room’s color scheme and art will be that much more vibrant, instantly making it more cohesive and attractive.

Also, a clean window will make a room seem much bigger because it will provide an unobstructed view to the outdoors, making it look and feel like a room extends much further than it does. When the eye detects dirt, dust or another obstruction on a window, it immediately gives it away that the room ends.

When thinking about the look and feel of a room, it is important to factor in care from professionals like Sonlight Window Cleaning to ensure that the room stays beautiful. Window cleaning is often overlooked but can make such a difference in the overall perception of a room.

When rooms are more attractive, they will get more use, so it is especially important to make sure that rooms intended to get the most use are the most attractive. For example, a large family room wit big windows will likely get a lot of use, so it is important to have clean, bright windows that will keep the mood and vibe of the room equally clean and bright. This will make all who enter feel happy, comfortable and encourage them to stay and relax longer.

Windows are an important piece of any room that should be maintained and cared for just like any other part of the room.

Here’s what to pack for a trip to an Alabama campground

Alabama RV camping

Planning a camping trip this fall? Autumn is often a great time to pack the family into the car and go exploring the wilderness. The weather is generally mild and the leaves are turning brilliant shades of red, orange and yellow. In the southern parts of the United States, autumn is still seasonably warm and is therefore conducive to camping, whether you prefer the comfort of Alabama RV camping or the more rustic feel of a tent.

If you have been camping many times or even if it will be your first time, it is always a good idea to make sure you will be packing exactly what you need to be comfortable on your camping trip. This list will help you when you are planning for your trip.

  • Water: Make sure you have plenty of water on your trip. Some campsites will offer areas such as drinking fountains to get water and other campers will even bring their own filtration systems if they are camping near lakes or rivers, but the the easiest way to make sure you stay hydrated is to bring your own water. Whether its a few gallons or bottles or event a big cooler filled with water and ice, hydration is key, especially if you will be hiking or doing other strenuous activities.
  • Snacks: Food is important to bring on a camping trip. Whether you will be cooking on a grill or over an open flame, do not forget to bring snacks to sustain you throughout the day. Great snacks to give you energy and satiate you are healthy snacks like beef jerky, nuts, dried fruit and protein bars. Remember, it is important that all food is sealed in airtight containers and stashed away so that critters cannot get into it.
  • Layers: Autumn can be a bit unpredictable in terms of weather, so prepare for this by bringing clothes you can layer. That way, you can add or subtract what you need according to the temperature. Great pieces for layering include: tee shirts, flannel shirts, light cardigans, zip up hoodies and rain jackets. You can also bring leggings or long johns to wear under jeans or other pants if it gets cold.
  • Flashlight: No matter if you are staying at an Alabama campground or way out in the wilderness, a flashlight is crucial. You will need a flashlight at night when you go to use the restroom, are rummaging for something in your tent or camper or are going on a night hike.
  • Comfortable hiking shoes and socks: Chances are, you will be doing quite a bit of hiking and activities. Nothing can put a damper on your day like painful blisters on your feet or sore arches. Make sure that whatever shoes you are bringing are broken in, work for long hikes and can accommodate your most comfortable socks. Your feet will thank you.

Camping trips are so much more fun for the whole family when everyone is comfortable and safe. Remember to bring these things and you will have an excellent autumn camping experience.